Federal Pell Grant is a federal grant that does not need to be repaid. It is awarded to students with financial need as determined by the FAFSA. Eligible students must not have a bachelor's degree and must meet eligibility criteria.
Federal Supplemental Educational Opportunity Grant (FSEOG) is a federal grant that does not need to be repaid. It is awarded to undergraduate students with the greatest financial need. Priority consideration is given to those students receiving the Federal Pell Grant.
PA State Grant is a State grant that does not need to be repaid. Students must be enrolled in at least half-time credits (6) to receive a half-time award or full-time credits (12 or more) to receive a full-time award. PHEAA determines the eligibility criteria. Students are limited to 4 years of full-time grant in their lifetime. Students enrolled in a two-year program of study can receive a maximum of 2 years of full-time State Grants.
Federal Work Study Program provides part-time jobs for undergraduate students with financial need as determined by the FAFSA. Students can earn a paycheck to help pay for their educational expenses.
Federal Student Loan Program are loans provided by the Federal Government to help students cover the cost of higher education. The Department of Education is the lender and offers to eligible students the Direct Subsidized loans (need based) and the Direct Unsubsidized Loans (non-need based). Interest accrues on the Direct Unsubsidized Loan once it has disbursed to the student's account. Both the Subsidized and Unsubsidized loans go into repayment 6 months after the student ceases to be enrolled in at least half-time (6 credits). Direct PLUS Loans are available to parents of dependent undergraduate students, if they apply for the loan. Eligibility is not based upon financial need, but a credit check is required.